Stop Watching Your AI Credits Vanish Before the Month Is Over

You signed up for an AI assistant to get your time back. Instead, you got a credit balance that runs out before the month does.

You are not alone. On Trustpilot, Lindy.ai sits at 2.4 out of 5 stars. On G2, "expensive" and "fast credit depletion" are the top two complaints, mentioned in 77 separate reviews. One user wrote:

"I signed up for the Pro account, $49/month for 5,000 credits. I started using it, and within 10 minutes, it tells me that I've already used another 5,000 credits and that I needed to upgrade again. So no warning at all." -- Jun D., Trustpilot review, October 2025

If you are a real estate agent, freelance consultant, or coach who just wants an assistant that does the work without making you do math every time you ask it something, keep reading.

What Is Lindy.ai?

Lindy.ai is an AI agent builder. You pick a template or build a custom workflow, connect your apps, and it runs automations for you. It has over 400 integrations, a visual workflow editor, and voice call support.

Lindy works well for technical teams who want to design their own automations. It does a lot of things.

The question is whether it does the things you need, and whether you can afford to find out.

The Credit Problem Nobody Warns You About

Lindy's pricing looks simple on the surface:

• Free plan: 400 credits/month (but premium actions are locked, so the free plan is effectively useless for real work)
• Pro plan: $49.99/month for 5,000 credits
• Enterprise: Custom pricing

Here is what the pricing page does not tell you:

Credits drain during setup, not just during use. Every time you test a workflow or debug an error, you burn credits. One reviewer on Substack wrote that she was "so worried about running out that I couldn't properly test everything I wanted to build." She called it "credit anxiety", a term that should not exist for a productivity tool.

Errors cost credits too. A G2 reviewer flagged "fast credit depletion and high costs for errors during automation tasks." 42 users mentioned this same problem. Your AI makes a mistake, and you pay for it.

Overages can surprise you. One Trustpilot reviewer reported being charged $550 for 44,000 credits on a $25/month plan. Credits he says he never authorized or used.

When you are between showings or on a call with a client, the last thing you need is to wonder whether asking your assistant to draft a follow-up email will blow your monthly budget.

What Cora Does Differently

Cora is not an agent builder. Cora is your AI secretary on WhatsApp.

You talk to it the way you would talk to a human assistant. It handles the rest.

WhatsApp-native means no new app to learn. You already open WhatsApp dozens of times a day. Cora lives right there, alongside your client chats. Voice notes, photos, text — all from the same app. Lindy requires a separate web dashboard or iMessage. Cora meets you where you already are.

• Voice note after a showing? Cora turns it into a structured property note with the address, client preferences, and next steps. Saved and searchable.
• Stack of receipts? Snap a photo. Cora extracts the amounts, categories, and dates.
• Inbox overload? Cora triages your email, flags what matters, and drafts replies in your voice.
• Meeting notes? Cora summarizes what was discussed and who owes what by when.

No workflow builder. No credit calculator. Connect your Google account and WhatsApp, and you are working in 3 minutes.

Honest Comparison: Cora vs. Lindy.ai

Where Lindy wins: If you need to chain together 8 different SaaS tools in a custom automation pipeline, Lindy gives you the building blocks. It has more integrations and more flexibility for technical users.

Where Cora wins: If you need an assistant that works on your phone, between appointments, without a laptop open. Cora handles the 5 tasks that eat 80% of a solopreneur's admin time, without asking you to become a workflow engineer first.

The Real Cost Comparison

Let us do the math for a real estate agent doing 15 transactions a year:

Lindy.ai:

• Pro plan: $49.99/month = $600/year
• But 5,000 credits may not last the month (users report burning through credits in under 2 weeks with moderate use)
• Realistically, heavy users need the $99/month tier or buy overage credits
• Estimated annual cost: $600 - $1,200+/year
• Plus: 30-60 minutes setting up each new agent, and ongoing maintenance when workflows break

Cora:

• Starter (500 actions): $49/month = $588/year
• Actions are predictable: 1 email triage = 1 action. 1 voice note = 1 action. No hidden multipliers.
• Most solo agents fit in the 500-action tier comfortably
• Estimated annual cost: $0 - $588/year (free tier covers light users)
• Plus: zero setup time, zero maintenance

The difference is not just the dollars. It is the 4-6 hours per month you spend inside Lindy configuring and debugging workflows, hours you could spend with clients.

Who Should Still Choose Lindy

Be honest with yourself about what you need. Lindy is the better choice if:

• You manage a team and need multi-user automations
• You want to build custom AI workflows connecting 5+ tools
• You have a technical background (or a VA who does)
• You need industry-specific integrations (HubSpot, Salesforce, etc.)
• You enjoy building and optimizing systems

Cora is not trying to replace Lindy for those use cases. Cora is for the solopreneur who has no time to build systems, because they are the system.

Who Should Choose Cora

Cora is built for you if:

• You spend your day on the road, not at a desk
• You want to send a voice note and get a structured note back, not a workflow diagram
• You process receipts, meeting notes, and emails daily
• You want predictable pricing with no credit math
• You value privacy and do not want your client data training someone else's models
• You have tried other AI tools and found them too complicated for what you actually need

What Real Solopreneurs Say About the Problem

A top post on r/Solopreneur puts it well:

"The $150/hr solopreneur doing $15/hr work is a slow form of business suicide."

Every hour you spend setting up automations or figuring out whether you have enough credits left is an hour you are not closing deals or meeting clients.

Cora exists so you do not have to choose between doing admin work yourself and spending half your Saturday learning a new platform.

Switch From Lindy to Cora in 5 Minutes

If you are already on Lindy, switching does not mean starting over. Cora connects to the same Google Workspace (Gmail, Calendar, Sheets, Docs) your Lindy agents already use.

1. Sign up for Cora's free tier (no credit card)
2. Connect your Google account (one click, same permissions)
3. Add Cora on WhatsApp and send your first request

Your emails, calendar, and spreadsheets are already there. Cora picks up where Lindy left off, minus the credit anxiety.

No data migration. No workflow rebuilding. No waiting. Five minutes from "I'm done with credits" to "this just works."

Try Cora Free -- 50 Actions, No Credit Card

Start with 50 free actions per month. That is enough to process your daily emails, a few voice notes, and some receipt scans.

No credit card. No credit balance to watch. No workflow to build.

Open WhatsApp, say what you need, and get back to work.

Try Cora Free -- 50 Actions, No Credit Card

Last updated: February 20, 2026. Lindy.ai pricing and review data sourced from lindy.ai/pricing, Trustpilot (38 reviews, 2.4/5 rating), G2 (170 reviews, top 5 cons analysis), and independent reviews. Cora is a product of Cora AI. If anything here is out of date, contact us.